Health Care Systems in German and America

Health insurance is a big issue in America especially with the passing of the “obamacare”.  “Obamacare” or really known as the Affordable Care Act is briefly explained as increases in the quality, accessibility and affordability of health insurance. It also mandates larger that the employers insure employees more, which makes it a free or low cost health insurance for those receiving it. In Germany on the other hand, the health care is purchased individually through a system of public-private partnership with little interference by the federal government. Law also in Germany requires that all citizens have health insurance but it doesn’t give them insurance directly.  

            By the German government not directly handling the insurance for its citizens it differs from how the American government does it. Also, because the government is in direct control of Health insurance in Germany, we Americans have the stereotype that it makes for higher taxes. This is false; the tax is actually very low and is also made it cheaper for everyone involved. Where as the American government is the ones in charge of the Health Insurance and that makes it close to no cost or even free for some citizens but for the employers they have to pay a good portion for the insurance along with the government. Therefore, or government spending on health insurance is very high compared to the Germans. That is why the German Health Care Insurance system is one of the best in the world because they don’t have as much spending as we do here in America and also other countries around the world.

            The people receiving the health insurance in America are better of by having the Affordable Care Act passed because they will spend less if anything. To cover that slack though it has to be picked up by the employers and also the federal government and makes are health care spending very high. Where as the Germans benefit more by having the federal government stay out of the handling of the health care and instead leaving it to private insurance companies. Making it one of the most affordable and best health care systems in the world.